Every yacht owner has the same driving desire after a vessel-wrecking disaster like a hurricane: getting their beloved boat up and running ASAP, and getting back on the water. But if Mother Nature has battered your boat, how quickly you return to the water depends on how smoothly the claims process goes with your insurance provider.
“We really do want to get the money into your hands as soon as possible,” says Scott Croft, BoatU.S. vice president of public affairs. “I mean in weeks, not months, after the event. After Irma, we had the first checks going out after three days, and in some cases it’s even more important than just getting a boat fixed — we’ve had people whose houses were wiped out, and they survived on their boat insurance until their homeowner policy could come through.